Recently in Bank Levy Category

December 1, 2011

Bank Levy

What is a Bank Levy?

A bank levy is a very serious incident and one that can cause great distress for you financially. This involves the IRS freezing your bank account. They can take everything that is in it. They don't care if you have $5, $500, or $5,000. They don't have to tell you that they are going to do it either.

The information for the bank levy goes right to the financial institution. As a result, you may write checks and then you don't have any money to cover them. You may need to make a cash withdrawal and find out that you can't access any of the money you thought you had in that account.

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March 20, 2011

Back taxes help: tax levy relief for IRS tax problems

Do you owe unpaid back taxes? There are tax relief solutions to your IRS tax problems.

The IRS could file a federal tax lien to protect the US government from the back taxes owed by the taxpayer. Although the federal IRS tax lien attaches to all the taxpayer's property, some property is exempt from the IRS levy. The following items could be exempt from levy to some extent:

(1) wearing apparel and school books,
(2) fuel, provisions, furniture, and personal effects: up to $8,250 for 2010 ($8,370 for 2011),
(3) unemployment benefits,
(4) books and tools of a trade, business, or profession: up to $4,120 for 2010 ($4,180 for 2011),
(5) undelivered mail,
(6) certain annuity and pension payments,
(7) workers' compensation,
(8) judgments for support of minor children,
(9) certain AFDC, social security, state and local welfare payments and Job Training Partnership Act payments,
(10) certain amounts of wages, salary, and other income, and
(11) certain service-connected disability payments ( Code Sec. 6334(a)).

If you owe back taxes, you should note that certain specified payments are not exempt from levy, wage garnishment and bank levy, if the Secretary of the Treasury approves the levy. Among the items so covered are certain wage replacement payments as specified at Code Sec. 6334(f).

If you're seeking back taxes help, the IRS may not seize any real property used as a residence by the taxpayer or any real property of the taxpayer (other than rental property) that is used as a residence by another person in order to satisfy a liability of $5,000 or less (including tax, penalties and interest). In the case of the taxpayer's principal residence, the IRS may not seize the residence without written approval of a federal district court judge or magistrate ( Code Sec. 6334(a)(13) and (e)). Unless the collection of the back tax is in jeopardy, tangible personal property or real property (other than rented real property) used in the taxpayer's trade or business may not be seized without written approval of an IRS district or assistant director. Such approval may not be given unless it is determined that the taxpayer's other assets subject to IRS collection are not sufficient to pay the amount due and the expenses of the proceedings. Where a levy is made on tangible personal property essential to the taxpayer's trade or business, the IRS must provide an accelerated appeals process to determine whether the property should be released from levy ( Code Sec. 6343(a)(2)).

Also, if you owe back taxes, tax levies are prohibited if the estimated expenses of the levy and sale exceed the fair market value of the property ( Code Sec. 6331(f)). Also, unless the collection of the back tax is in jeopardy, a levy cannot be made on any day on which the taxpayer is required to respond to an IRS summons ( Code Sec. 6331(g)). Financial institutions, such as banks and brokerage firms, are required to hold amounts levied or garnished by the IRS for 21 days after receiving notice of the levy to provide the taxpayer time to notify the IRS of any errors or possible resolve their back tax matters ( Code Sec. 6332(c)).

Keywords: back taxes, back taxes help, stop IRS tax levy, stop wage garnishment, stop bank levy, payroll tax problems, IRS tax lien release withdrawal, tax relief, tax resolution services, IRS tax problem

We provide back taxes help in all 50 states including Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

February 27, 2011

Tax Relief Specialists: How to Find a Reliable Tax Professional

Tax relief experts have a job pretty similar in nature to specialists of any other field. For example, if you are traveling on the road and suddenly your car breaks down due to a mechanical fault, you cannot fix it without the service of an expert mechanic, unless you possess such proficiencies. Likewise, when your IRS taxes get out of control due to financial problems, carelessness or any other reason, you need the help of a tax relief expert to carry on with your smoother journey of life. But there are many so-called experts you need to beware of, who are there only to take your money. Let us try to expose these scammers!

The American economic system relies heavily on the taxation system and this is why the IRS handles the individuals vehemently who try to evade taxes. However, in current cloudy financial circumstances paying taxes is not an easy job. If you have become a tax defaulter, need not worry because there are several legal ways out.

If you try to solve your IRS tax problems without the technical know-how expertise, it is just like trying to fix your broken car without the help of a mechanic and you will end up nowhere. If you do not want to waste your time and money, contact a reliable tax relief expert, as soon as you realize the tax problem. Procrastination will result in nothing but penalties and higher interest and you will be paying much more than the actual back taxes owed.

Is there a worse scenario than being haunted by the hostile IRS officers and you do not have enough money to pay back the taxes? Yes, if you fall a victim to fake tax relief experts. These scammers have interest in your money not in solving your problems. At the end of the day you will pay their huge fee, the whole tax amount plus penalties and interest.

The trustworthy tax relief experts usually offer free consultation before they take up your case. In this session you should ask them as many questions as you can, to assess their capabilities. If they are paying more attention to your money rather than your tax problem, go somewhere else to seek help.

On the other hand, there are honest and helpful experts who try to be as fair as possible as they know their client is in financial problems. These experts bear all the burden of representing you before the IRS, formulating the best solution for you and in the end, get you favorable results for a reasonable fee.


February 24, 2011

BBB "A" rated tax relief company by Mike Habib, EA

Mike Habib is an IRS licensed Enrolled Agent who focuses his tax practice on helping his clients resolve their tax controversy matters. His tax relief firm is rated "A" by the better business bureau, which is quite rare for this industry as many are rated "F" or already ceased business operations like American Tax Relief and Nationwide Tax Relief and possibly many more to come.

Do you have IRS tax problems?

Don't procrastinate anymore; call Mike Habib at 1-877-788-2937 for a free analysis of your tax situation. There are solutions to your tax problems.

Tax relief services provided are:

 Stopping wage garnishments and tax levies,
 Stopping and releasing bank levies,
 IRS tax audit representation
 Filing delinquent and past due tax returns,
 Resolving back tax debts,
 Negotiated settlement agreements,
 Installment agreements you can afford,
 Offer in compromise settlements,
 Sales tax audit representation and sales tax debt settlements,
 941 payroll tax resolution,
 Penalty abatement services,
 IRS Revenue Officer matters

Don't let the IRS ruin your life! Hire the reliable tax firm of Mike Habib; he has earned an "A" rating from the better business bureau.

Don't fall for scams.

Get a confidential consultation today by calling 1-877-788-2937.

Keywords: A rated BBB tax relief company, reliable tax relief company, tax resolution company that is reliable and A rated by the better business bureau, tax resolution service BBB rating

November 5, 2010

Roni Deutch: Tax Relief Scam Reviews Complaints Research

How to Research Roni Deutch and other Tax Resolution Companies

Today I'm going to teach you a lesson. This lesson uses Roni Deutch as an example of what to look for when you're in the market for a tax resolution company to help with your tax problems. Personally, I have nothing against Roni Deutch. Like a lot of other companies, Roni Deutch just happens to be in the same business as I am and that business is offering tax relief to individuals and companies who have tax problems including tax audits, unfiled tax returns, wage garnishment issues, payroll tax problems, IRS tax liens and other problems with the IRS.

Get to know the BBB

But that is pretty much where our similarities end. You see, unlike my company which has an "A+" rating from the Better Business Bureau (BBB), Roni Deutch has a rating of "F". Now I don't want to single out this company because during my many years in the tax relief business, I've seen a lot of my competitors end up at the bottom of the BBB rating scale. But unlike those tax resolution companies, I've been able to keep my business at or near the top of the BBB's rating scale during those years in business.

Does this mean my business is better than Roni Deutch's business?

Whether something is better or worse than something else is always a matter of opinion, and I'm not here to judge. What I am here to do is point out all of the information you can find on a tax resolution company before you enter into a contract with that company. Learning everything you can about the companies that offer help for your tax problems may be the single, most important step in the entire tax resolution process. Yet, many people skip this step.

It's true!

I want people to stop doing this because it's really not that hard. A lot of the information you can find on practically any company is free, including the information that's reported by the BBB. And much of the information is reliable, especially information published by the BBB.

Using Roni Deutch again as an example, the BBB reports that 305 complaints have been filed against this tax resolution company. Among the complaints are 84 service issues, 80 issues involving a refund or exchange, 41 customer service issues, 38 contract issues, and more. The BBB also reports that the California Attorney General's office has filed an action against Roni Deutch, allegedly for making untrue or misleading statements.

With so much valuable information about Roni Deutch and other tax resolution companies available on a single web site, I encourage everyone seeking tax debt relief or IRS tax audit representation, to check the BBB first before proceeding any further.

I hope you've enjoyed today's lesson!

Keywords: Roni Deutch reviews, Roni Deutch complaints, Roni Deutch scam, Roni Deutch rip off, Roni Deutch BBB rating

October 13, 2010

Stop IRS Wage Garnishment: Stop IRS Tax Levy: 877-788-2937

If you have received a wage garnishment notice (IRS Levy) that the IRS is instructing your employer to deduct a big chunk of your paycheck, it clearly means that you have an unpaid back tax debt. And what's worse is, your employer is required by law to remit a significant portion of each paycheck directly to the IRS to satisfy the garnishment order to pay off your unpaid tax debt.

What amazes me as a tax professional, is that most taxpayers continue ignoring the IRS by not responding to the tax levy, not knowing that the IRS will continue garnishing their paychecks until their tax debt is paid in full with a lot of penalties and interest too.

If you have a tax levy then you need to know that with our firm, you do not have to take on the IRS by yourself, we actually do not recommend self-representation as you do not know the tax laws, your options nor do you know your rights as a taxpayer. We specialize in tax representation and will work with the IRS to negotiate the full or partial release of the wage garnishment, tax levy, if you qualify for tax relief, resulting in saving your paycheck! Depending upon your particular circumstance, we may be able to negotiate an installment agreement so you can pay the IRS a specified dollar amount every month until the tax debt is paid. Once the installment agreement is in force, an offer-in-compromise may be negotiated to settle your entire tax debt, including penalties and interest, for less than the entire tax liability, depending on your individual financial circumstances, each case is different.

Another popular option is to be placed in a "currently non collectible" status, CNC, in which you may not have to make payments to the IRS at all based on your financial hardship, again depending on your individual financial circumstances, each case is different.

Please call us at 1-877-788-2937 to set up a free consultation and to review your options and take the stress out of dealing with an IRS wage garnishment notice.

April 23, 2010

Back Tax Help

IRS Examples of Tax Nonfiler Investigations - Fiscal Year 2010


Mike Habib, EA 1-877-788-2937

The following examples of Nonfiler investigations are excerpts from public record documents on file in the court records in the judicial district in which the cases were prosecuted.

Back taxes, unfiled tax returns, tax debt settlement, tax problem, tax help, payment plans, wage garnishment, tax levy, tax lien

West Virginia Attorney Sentenced for Failing to Pay Over $405,000 in Taxes

On April 14, 2010, in Charleston, W.Va., Richard A. Hayhurst, of Parkersburg, was sentenced to 21 months in prison and ordered to pay over $400,000 in restitution for failure to pay employment taxes for employees. According to court documents, Hayhurst practiced law in Parkersburg and operated his firm as a sole proprietorship. From early 2000 through late 2006, Hayhurst withheld federal income and FICA taxes from his four employees' paychecks in the amount of $216,767. However, Hayhurst failed to pay over taxes as reflected on the IRS Form 941. Further, Hayhurst failed to pay the employer portion of his employees' Social Security and Medicare taxes totaling $44,557 from the second quarter of 2003 through the third quarter of 2006. Finally, Hayhurst failed to pay his own personal income taxes for the years 2003, 2004, and 2005 totaling $134,965 in unpaid tax liability. In total, the charged tax liability and relevant conduct attributed to Hayhurst is $405,082.

West Virginia Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Ohio Man Failed to File Tax Returns for Three Years

On April 13, 2010, in Toledo, Ohio, Mark J. Zokle, of Sandusky, Ohio, was sentenced to 15 months in prison for failing to file income tax returns for three years. Zokle pleaded guilty in May 2009 to willfully failing to file his federal individual income tax returns for 2001, 2002, and 2003. According to court documents, Zokle admitted he worked as an independent sales representative for TEMO Sunrooms, Inc., of Clinton Township, Michigan. He earned commission income of $862,463, $756,980, and $794,067, respectively, in those three. Zokle further admitted he failed to pay the Internal Revenue Service (IRS) $425,652 in individual income taxes for these three years combined.

Ohio Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

California Man Sentenced for His Participation in Mortgage Fraud Scheme

On April 5, 2010, in Los Angeles, Calif., Lorenzo Espinoza, a Newport Coast man, was sentenced to 60 months in prison for defrauding the Department of Housing and Urban Development (HUD) by fraudulently obtaining mortgage loans that went into default. Espinoza was ordered to pay more than $614,000 in restitution to HUD. In December 2006, Espinoza pleaded guilty to conspiracy to defraud HUD, bankruptcy fraud, money laundering, and willful failure to pay tax to the Internal Revenue Service (IRS). In pleading guilty, Espinoza admitted that he engaged in a scheme that ran from April 1995 until approximately May 2001 and caused HUD to suffer losses when he and his associates fraudulently purchased nearly 100 residential properties. The properties were sold at inflated market values to "straw buyers" who were unable to make payments on the homes. Espinoza and his associates supplied the down payments for the straw buyers and in some cases obtained bogus tax forms and paycheck stubs that were submitted with the loan applications. The lenders relied on the false documents when they approved the loans, and HUD relied on the false documents in insuring the home loans. When the straw buyers defaulted on the home loans and the lenders foreclosed on the properties, HUD reimbursed the lenders for their costs and took possession of the properties. HUD ultimately suffered losses of more than $2 million when it sold the properties for far less than the fraudulent purchase prices of the homes. In addition to defrauding lenders and HUD, Espinoza committed bankruptcy fraud in 1999 when he filed for bankruptcy and failed to tell the United States Trustee that he owned a Rolex Daytona watch, two Ferraris and a Lamborghini. In late 2002, Espinoza laundered the proceeds of his bankruptcy fraud when he sold the Ferrari automobiles for $127,500. Espinoza also pleaded guilty to willfully failing to pay income tax, admitting that he did not pay $199,053 due for the 1996 tax year. In court papers filed in relation to the sentencing, prosecutors pointed out that Espinoza had not filed tax returns for well over 10 years and owes the Internal Revenue Service more than $5 million in taxes, interest and penalties.

California Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Utah Man Sentenced for Mortgage Fraud

On March 30, 2010, in Salt Lake City, Utah, Jerry Huff was sentenced to 12 months and one day in federal prison, to be followed by five years of supervised release, and ordered to pay $264,050 in restitution. In June 2009, Huff was convicted by a jury on charges of wire fraud, money laundering, and failure to file a federal income tax return. According to the indictment, Huff, the owner of a construction business known as High Caliber Construction Company, fraudulently obtained $250,000 from First Greensboro Home Equity (FGHE), a mortgage bank headquartered in Greensboro, North Carolina, by making false statements to obtain a second mortgage on his house in Moab, Utah. Huff's loan application package reflected false statements of personal income and ability to repay the second mortgage, while at the same time omitting mentions of financial problems and non-payment of taxes. Huff also submitted a fictitious appraisal of the property and altered photos that gave the impression the house was completed both inside; fully landscaped; inhabited; and well appointed inside. Huff also provided personal tax return forms for the years 2001 and 2002 when in fact, the defendant did not file tax returns for those years. Once Huff obtained the second mortgage in the approximate amount of $250,000, he failed to make loan payments to FGHE.

Utah Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Ohio Man Sentenced for Income Tax Evasion

On March 19, 2010, in Columbus, Ohio, Rudolph Joseph Fox, Jr. was sentenced to 12 months in prison, followed by three years of supervised release, ordered to pay $23,765 in restitution to the Internal Revenue Service (IRS), and fined $3,000. Fox was convicted by a jury in November 2009, of three counts of income tax evasion and one count of willful failure to file a federal income tax return with the IRS. According to court documents, during 2002 and 2003, Fox demanded that his employer not withhold federal income taxes from his salary or wages. During 2005, Fox stated his taxable income was zero even though he received a salary or wages as an employee of a medical company. As a result of the unreported income for tax years 2002, 2003, and 2005, the tax loss was $23,765. In addition, Fox willfully failed to file a 2004 federal income tax return, even though he received income for the year.

Ohio Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Owners of East St. Louis Day Care Center Sentenced on Fraud Schemes

On March 18, 2010, in East St. Louis, Ill., Monica M. Owens and Robby L. Owens, both of Clayton, Missouri, and formerly of Fairview Heights, Illinois, and Great Kids, Inc., an East St. Louis Day Care Center, were sentenced on charges relating to evasion of taxes, theft of federal program funds, and food stamp benefit fraud. Monica Owens was sentenced to 25 months in prison, three years of supervised release, and ordered to pay a special assessment of $300. Robby Owens was sentenced to 25 months in prison, three years of supervised release, and ordered to pay a special assessment of $100. The defendants were also ordered to pay $203,057 in restitution to the Illinois Department of Human Services (DHS) and $249,197 in restitution to the Internal Revenue Service (IRS). In addition, Great Kids, Inc. was sentenced to five years probation and ordered it to pay criminal restitution to the DHS on its conviction for theft of federal program funds. According to court documents, Monica and Robby Owens solely owned and operated Great Kids, Inc. The couple controlled all the business accounts and received all profits earned through Great Kids, Inc. Monica and Robby Owens, however, attempted to evade or defeat the assessment of income taxes and failed to file a tax return for 2005 and failed to pay income taxes. Monica Owens and Great Kids, Inc. further obtained payments by fraud by submitting false child care claims to the DHS, claims for child care of children who did not attend or were not present in the child care center. Monica Owens also falsely applied for food stamp benefits by denying that she was receiving a monthly household income from employment.

Illinois Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Chicago Businessman Sentenced to Five Years for Cheating on Federal Taxes Over Ten Years

On March 4, 2010, in Chicago, Ill, Jon Darmstadter was sentenced to 60 months in prison and ordered to pay nearly $2.3 million in restitution for tax evasion. According to court documents, in the late 1990s and early 2000s Darmstadter was an executive of the Children's Beverage Group, Inc. (CBG), a publicly-traded company in Northbrook, Ill. He admitted using brokerage accounts in Canada to hold stocks and execute trades and then hiding the income from those stock sales in off-shore bank accounts in the Turks and Caicos Islands. He also admitted failing to report income from the sale of stock and capital gains from stock sales involving both CBG and another company he operated, Zkid Network Company, a media content company that developed and marketed software to protect children using the internet. Darmstadter also admitted that he made false statements on multiple occasions in U.S. Securities and Exchange Commission filings relating to Zkid, where he illegally generated more than $427,000 in over-the-counter sales of Zkid stock in 2003. Darmstadter filed false tax returns for all six years from 1998 through 2003, and that he failed to file tax returns for the years 2004 through 2007.

Illinois Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Former Corporate Executive Sentenced for Failing to File Tax Returns

On February 24, 2010, in Springfield, Mo, Ronald Kirkland was sentenced to 24 months in prison for failing to file income tax returns on millions of dollars of income. According to court documents, Kirkland was a sales representative and independent contractor for American Family Life Assurance Company (AFLAC) serving as AFLAC's Missouri sales manager. During that time he was paid as an independent contractor rather than an employee. In 2004, Kirkland was promoted to senior vice-president and director of sales, which was a salaried position at the company's headquarters in Columbus, Ga. Kirkland admitted that he failed to file tax returns for the years 2002 thru 2005. During that four-year period, Kirkland received total gross income of approximately $6,326,000. In each of those years, Kirkland filed for extensions of his deadline, but never filed returns.

Missouri Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Chicago Area Man Sentenced in Scheme that Utilized Defunct Business to Evade Taxes

On January 7, 2010, in Chicago, Ill., Rudy Fratto was sentenced to 12 months and a day in prison, to be followed by three years of supervised release, and ordered to pay more than $141,000 in restitution. According to court documents, Fratto was charged, in September 2009, with one count of income tax evasion for failing to file a 2005 tax return reporting $199,595 in gross income. Fratto admitted to the same offense for tax years 2001, 2002, 2003, 2004, 2006 and 2007. According to the Information, from January 1, 2005 and continuing through about April 17, 2006, Fratto utilized a bank account in the name of J.J.F. Inc, a corporation that was dissolved in November 1997, in order to conceal and avoid reporting his income to the IRS. Fratto instructed businesses and others to issue checks in payment of wages, compensation and other income to J.J.F. Inc. Fratto used the J.J.F. Inc. account to pay personal expenses and to withdraw cash. Fratto made his mortgage payments in cash and paid other bills with money orders, in order to conceal and avoid reporting his income to the IRS. The total unreported gross income for the seven year period was nearly $836,000.

Illinois Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Professional Golfer Sentenced for Failing to Pay More Than $2 Million in Taxes

On January 22, 2010, in Orlando, Fla., Jimmy L. Thorpe, aka Jim Thorpe, was sentenced to 12 months in prison, to be followed by two years of supervised release and 200 hours of community service for failing to pay more than $2 million in income taxes. Thorpe was also ordered to repay all taxes due and owing. According to court documents, Thorpe is a professional golfer on the Professional Golf Association (PGA) Champions Tour, formerly known as the PGA Senior Tour. During the years 2002, 2003, and 2004, Thorpe earned income playing in PGA events and from various endorsements, including Foxwoods Casino. JLT, Inc. (Foxwoods). Foxwoods was a Florida corporation incorporated in September 1998, in which Thorpe was the sole officer and director. Although he filed with the Internal Revenue Service extensions of time in which to file his personal income tax returns and corporate income tax returns for the tax years 2002, 2003, and 2004, Thorpe did not make any payments for personal income taxes with the extensions. In addition, Thorpe did not make any estimated tax payments for those tax years and had approximately $2,991 taxes withheld. For the calendar years 2002, 2003, and 2004, Thorpe received approximately $5,365,154 in gross income with an estimated tax due of over $2 million.

Florida Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

South Carolina Couple Sentenced on Failure to File Tax Returns

On January 19, 2010, in Greenville, S.C., Robert M. "Mark" Ledford, and Cheryl H. Ledford, of the Glenn Springs area were sentenced for income tax evasion. Robert Ledford was sentenced to 30 months in prison to be followed by three years of supervised release. Cheryl Ledford received a sentence of three years probation, including a requirement that she serve five months of house arrest. Both Ledfords were ordered to cooperate with the Internal Revenue Service (IRS) in filing tax returns and payment of back taxes estimated in excess of $875,000, as well as penalties and interest. According to court documents, the Ledfords had not filed U.S. individual income tax returns since 1991. Between 1992 and 1995, Robert Ledford owned and operated a nursery business in Spartanburg from which he derived substantial income upon which no income taxes were paid. In 1997, the IRS assessed him federal taxes, exclusive of penalties and interest, in the amount of $822,065. Robert Ledford, aided by Cheryl Ledford, took steps to avoid the payment of those taxes by, among other things, placing income, funds, and property into the names of nominee organizations, some of which were controlled by the Ledfords and by converting assets into cash. In 2005, Robert Ledford purchased and operated a garden center from which taxable income was derived. Again, no taxes were paid and nominee organizations were utilized to receive money from the garden center. Money from the nominee organizations was deposited into Cheryl Ledford's personal bank account, which she used to pay personal expenses.

South Carolina Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Former San Francisco Investment Fund Manager Sentenced

On January 15, 2010, in San Francisco, Calif., Edward S. Ehee, of Walnut Creek, Calif., was sentenced to 51 months in prison, to be followed by three years of supervised release, and ordered to pay restitution for committing wire fraud, tax evasion and making and subscribing a false partnership return. In his guilty plea on March 13, 2009, Ehee admitted that between 2001 and 2006 he defrauded investors in investment funds of more than $4 million. Ehee represented to investors that he would invest their funds in the securities markets and employ complex trading strategies to earn high returns with less risk than is ordinarily associated with such returns. Instead of investing the funds as promised, he diverted most of the funds for improper purposes, including the payment of existing investor distribution obligations using new contributions from other investors, and payments for the benefit of himself and his family. Ehee also admitted that although he had approximately $240,500 in taxable income in 2005, he did not file a tax return or pay any income tax for 2005. Ehee also admitted that he made and subscribed, under the penalties of perjury, a false partnership return for the tax year 2005 for one of his investment funds. Ehee intentionally inflated the assets reported on the balance sheet of the return to match the amount of money that he was supposed to have invested on behalf of his clients, when he knew that he had not invested any of their money in that fund in 2005.

California Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Arizona Asphalt Paver Sentenced to Prison for Tax Evasion

On January 7, 2010, in Phoenix, Ariz., John Stacey was sentenced to 77 months in prison and ordered to pay $1.5 million in restitution for tax evasion. According to court documents, Stacey was convicted on charges of income tax evasion, corrupt interference with the due administration of the IRS, and multiple counts of fraudulent use of a social security number. According to the evidence presented at trial, Stacey operated a sole proprietorship asphalt paving company that did business under various names, including A to Z Paving, Triple A Paving, Texas Paving, Pave Your Way Construction and A to Z Paving Engineering, among others. Stacey earned gross income in excess of $4 million from his business during the years 2000 to 2003, but he has never filed an individual income tax return with the IRS. Since at least February 2002, Stacey knew that he owed taxes, penalties and interest for tax years 1995, 1996 and 1997. Stacey has made no payments to the IRS towards this tax debt. In addition to not paying his outstanding tax debt, Stacey took numerous steps to frustrate the IRS's efforts to both investigate the case and collect tax that he owed.

Arizona Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Texas Couple Sentenced on Tax Evasion Charges

On December 11, 2009, in Sherman, Texas, Phillip G. Kellar and Michelle G. Kellar were each sentenced to 41 months in prison to be followed by three years of supervised release, and ordered to pay $312,825 in restitution to the Internal Revenue Service (IRS). According to court documents, from 2001 to 2008, the Kellars willfully attempted to evade payment of their income taxes by filing false Forms W-4 and attachments and filing false "Withholding Exemption Certificates." Additionally, during that time period they failed to file a tax return for tax year 2000 and filed returns for tax years 2001, 2002, and 2003 in January 2006. They submitted correspondence intended to obstruct the collection of taxes to the IRS, and also submitted checks designated for payment of taxes to the IRS that were drawn on accounts that contained insufficient funds.

Texas Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Ohio Man Sentenced for Role in Mortgage Fraud Scheme

On December 10, 2009, in Cincinnati, Ohio, Julian M. Hickman was sentenced to 33 months in prison, to be followed by three years of supervised release, and ordered to pay a $12,500 fine. Hickman pleaded guilty in December 2008 to two counts of conspiracy and three counts of willful failure to file income tax returns. In a statement of facts filed with his plea, Hickman admitted that, between March 2002 and June 2008, he and others recruited unsuspecting individuals to buy residential properties, the majority of which were low income, dilapidated and otherwise depressed residential properties, at prices artificially inflated above legitimate fair-market values. Hickman admitted that he participated in 107 separate fraudulent real estate closings between March 2002 and June 2006. Hickman and his co-conspirators netted more than $3.8 million from the deals. Although he received in over $1.7 million in gross income in 2003, 2004, and 2005, he failed to file federal income tax returns. According to court documents, scheme led to foreclosure against owners of more than 90 percent of the properties.

Ohio Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Pennsylvania Man Sentenced to Four Years on Fraud and Tax Evasion Charges

On December 11, 2009, in Philadelphia, Pa., Lawrence Paul Cowan, of Boothwyn, Pa., was sentenced to 48 months in prison and ordered to pay a $5,000 fine and to pay $308,000 in restitution to the Internal Revenue Service (IRS), which includes back taxes and interest. According to court documents, Cowan worked under his deceased father's social security number as an insurance agent from 1998 through 2004, making hundreds of thousands of dollars, yet he filed no federal tax returns during that period. Between 2002 and 2004, Cowan evaded more than $73,000 in federal income tax.

Pennsylvania Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Mississippi Businessman Sentenced for Failing to File Tax Returns and Criminal Contempt

On November 30, 2009, in Jackson, Miss., Wiley Randolph "Randy" Kuyrkendall of Pearl, Mississippi, was sentenced to 46 months in prison, followed by one year of supervised release, for failure to file federal income tax returns and fleeing from his criminal trial. Kuyrkendall was also ordered to pay $443,806 in restitution to the Internal Revenue Service (IRS) and $3,113 to the U.S. District Court. According to court documents, Kuyrkendall, formerly a State Farm insurance salesman, was found guilty by a jury in August 2009 of failing to file income tax returns for the years 2002 through 2005, although he received almost $800,000 in gross income during those four years. The evidence during trial disclosed that Kuyrkendall had filed a federal civil lawsuit against the IRS seeking $1.1 billion and claiming that Congress did not have authority to tax. The court scheduled a pre-trial conference in the case for August 14, 2009, and the trial was set to begin on August 17, 2009. Kuyrkendall failed to appear on both dates and was arrested shortly thereafter by the U.S. Marshal Service. Based on these actions, the court charged Kuyrkendall with two counts of criminal contempt for fleeing and failing to appear for those two court-scheduled events.

Mississippi Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Detroit Area Businessman Goes to Jail for Tax Evasion

On November 25, 2009, in Detroit, Mich., Marc Bruce was sentenced to 16 months imprisonment, followed by three years of supervised release, and ordered to pay $328,085 in restitution to the Internal Revenue Service (IRS) and to file accurate back tax returns. According to court records, during the 2001 through 2004 tax years, Bruce received over $890,000 in taxable income from his business M&C Trucking, Inc., and willfully failed to file tax returns with the IRS. Bruce also attempted to conceal his true and correct income from the IRS and failed to pay over $244,000 in tax due and owing. He also conducted business in cash and transferred his assets to nominees.

Michigan Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Florida Man Sentenced on Tax Evasion Charges

On November 23, 2009, in West Palm Beach, Fla., Carl Libertino, of Sebastian, Florida, was sentenced to 30 months in prison, to be followed by three years of supervised release, and ordered to pay $202,160 in restitution for unpaid taxes. Libertino pleaded guilty in July 2009 to tax evasion charges. According to stipulated facts read in open court at the guilty plea, Libertino did not file personal income tax returns from 2004 through 2007. During these years, Libertino received substantial income, in large part, from persons who believed they were investing their money through Libertino. To further conceal his income and evade taxes, Libertino operated mostly in cash, withdrawing amounts small enough to evade federal currency transaction reporting (CTR) requirements.

Florida Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Rhode Island Couple Sentenced for Tax Evasion

On November 18, 2009, in Providence, R.I., Albert Martin and his wife, Lorraine Martin, were sentenced for committing tax evasion and conspiring to defraud the United States. Albert Martin was sentenced to 51 months in prison and three years of supervised release. Lorraine Martin was sentenced to 12 months and a day in prison and three years of supervised release. In addition to the prison terms, Albert and Lorraine Martin were ordered to pay $463,988 in restitution to the U.S. Treasury. According to the indictment and evidence introduced during their trial, Albert Martin and co-conspirator, Bruce Lapierre owned and operated a Woonsocket-based machine shop from which they earned substantial income. From 1997 to 2004, the defendants engaged in an elaborate scheme to conceal from the Internal Revenue Service (IRS) income that they earned through Classic Machine, and thus avoid paying taxes on that income. Rather than open business accounts for depositing business receipts and income, they allegedly used Lorraine Martin's personal account to conceal business receipts, as well as an anonymous "private" banking service designed to conceal income from the IRS. The evidence also showed that the defendants, in order to further conceal their assets and income from the IRS, used multiple business names, such as Banner Technologies, Circle Machine, Preferred Enterprises and Royal Enterprises. The defendants also made extensive use of cash and money orders. In October 2009, Lapierre was sentenced to 51 months in prison for his role in the scheme.

Rhode Island Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Las Vegas Business Owner Sentenced To 15 Years in Prison for Tax Fraud Scheme

On November 16, 2009, in Las Vegas, Nev., Robert Kahre and his sister, Lori Kahre, were sentenced to 190 months and 72 months in prison, respectively. Both were found guilty in August 2009 of conspiring to defraud the federal government for the purpose of impeding the Internal Revenue Service (IRS) in its collection of income and employment taxes. According to information presented in court, between 1997 and 2003, Robert Kahre owned and operated six construction-related businesses in Las Vegas and paid employees over $100 million in cash wages. Additionally, Kahre provided a payroll service to approximately 35 other construction contractors who employed thousands of employees. Robert and Lori Kahre devised and used a payroll scheme that concealed and disguised the true amount of income received by his employees and the employees of the companies for which he provided payroll services. Robert Kahre claimed to pay employees in gold or silver coins, but which were actually immediately exchanged for pre-determined envelopes of cash. The face amount of the coins was one-eighth the amount of pay that the employee actually earned and received in the cash envelope. The defendants told the employees that the income was either not taxable or that they should falsely report their income to the IRS at the face amount of the gold and silver coins. During the course of the scheme, cash wage payments of at least $25 million were paid to Robert Kahre's employees and cash payments of approximately $95 million were paid to the employees of the other contractors. No federal tax withholdings were made from the paychecks, and the wages were not reported to the IRS. The defendants took steps to hide the correct amount of income paid to the employees by using false invoices, keeping two sets of books, using false names on payroll records, making false statements on mortgage applications, and using nominees to conceal assets. In addition to the payroll scheme, Robert Kahre was convicted of evading personal income tax on approximately $12 million in income for the years 1999 through 2002; Lori Kahre was convicted of evading personal income tax on approximately $242,882 in income for the years 1998 and 2000 through 2005.

Nevada Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Maine Man Sentenced on Federal Tax Evasion Charges

On November 16, 2009, in Bangor, Maine, Richard J. Thomas was sentenced to 24 months in prison, three years of supervised release, and ordered to pay $15,082 in restitution and a $100 special assessment. The supervised release conditions required, among other things, that Thomas report to the Internal Revenue Service (IRS) true and accurate tax returns for the years 1995 through 2008. On January 11, 2006, Richard Thomas, a local chiropractor, was indicted on six counts of tax evasion from 1995 through 2001 (excluding 1997). Thomas pleaded guilty on February 2, 2009 to tax evasion for tax year 2001. According to court documents, Thomas owed substantial income tax for the year in question, but he willfully attempted to evade tax assessment for that year. Prior to 1995, Thomas had filed tax returns, which indicated he was aware of his duty to file tax returns.

Maine Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Former Connecticut Resident Sentenced to Prison for Evading Taxes; Structuring Cash Deposits

On October 23, 2009, in Hartford, Conn., Eugene Cappello was sentenced to 24 months in prison, to be followed by two years of supervised release, for failing to pay more than $237,000 in federal taxes and structuring cash deposits. Cappello was also ordered to pay a $5,000 fine and to pay approximately $403,000 in back taxes, penalties and interest. In addition, Cappello was ordered to forfeit $39,500. According to court documents and statements made in court, in August 2000, Cappello was contacted by the Collection Division of the Internal Revenue Service (IRS) for non-payment of taxes related to his 1997, 1998 and 1999 individual income tax returns. After that Cappello made only nominal payments toward his total balance due and, in May 2004, he submitted a signed document to the IRS documenting his purported inability to pay the more than $237,000 in taxes and interest that he owed for his 1997 through 2003 tax returns. During this period, Cappello hid cash from the IRS and made significant personal expenditures, including $34,781 for a country club membership and $91,000 for a yacht. In addition, Cappello had a house built by making more than $350,000 in cash payments to building contractors. To help hide his assets from the IRS, Cappello had his paychecks issued in the name of another individual. Further, he directed this person to structure cash deposits into two different bank accounts.

Connecticut Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

South Carolina Man Gets Prison for Income Tax Evasion

On October 22, 2009 in Columbia, S.C., Barry Lusk was sentenced to 33 months in prison and three years supervised release for failing to pay income tax. According to court documents, Lusk was the sole operator of two businesses that he sold for nearly $1.5 million in 2000. Lusk used the proceeds to buy houses, real estate and purchase an airplane instead of paying the taxes due on the sale of the businesses. Lusk was part of a movement advocating income tax was not applicable to him and sent a letter to the Internal Revenue Service (IRS) detailing his beliefs. In 2002 the IRS began a civil audit of Lusk and an IRS representative attempted to contact Lusk regarding his responsibility to file an individual tax return for the year 2000. In 2003, Lusk filed a joint 1040 return for 2000 and claimed that he and his spouse had no income and that there was no tax due or owed. However, he asked for a refund of an estimated tax which had been paid in 2000. Lusk also filed amended tax returns for two prior tax years attempting to get refunds claiming the original returns were filed in error. Luck's income was estimated at more than $843,000, with a tax debt of more than $183,000.

South Carolina Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Anchorage Man And Wife Sentenced for Conspiracy to Defraud the IRS

On October 16, 2009, in Anchorage, Alaska, Eugene and Lorna Warner, of Anchorage, were sentenced in federal court for their convictions of conspiracy to defraud the Internal Revenue Service (IRS). Eugene Warner was sentenced to 37 months in prison, three years of supervised release and fined $15,000. Lorna Warner was sentenced to five years probation, including ten months of home confinement, and fined $8,000. Both defendants were ordered to file accurate tax returns from 1991, through present, make a good faith attempt to pay all back taxes, interest, and penalties to IRS, and comply with the tax laws. According to information presented to the court, the defendants were charged in a 37-count indictment with conspiracy to defraud the IRS, obstruction of the IRS, filing false tax returns, mail fraud, and making false claims against the United States. Eugene Warner was also charged with bankruptcy fraud. On July 30, 2009, both defendants entered guilty pleas to the charge of conspiring to defraud the United States. Both defendants were previously convicted in 1997 of obstructing the IRS and sentenced to 18-month prison terms. According to the indictment, the defendants engaged in a course of conduct intended to evade the payment of lawful debts, conceal assets from creditors, and obstruct collection activities by those creditors. The defendants attempted to evade these debts by concealing assets in nominee entities, so that their names did not appear as the owners of the property. They then failed to disclose his ownership of the property in documents filed with the United States District Court, the United States Bankruptcy Court, and the IRS. They were also accused of mailing worthless "International Bills of Exchange" to the IRS and other creditors in an unsuccessful attempt to pay off their debts. In their plea agreement and in open court, the Warners admitted that, as a part of the conspiracy, they both made false statements to the IRS about his assets, omitting real property and bank accounts held in the name of bogus nominee "trusts." They also admitted sending to the IRS a sworn "commercial affidavit" that falsely claimed that the IRS owed them $1.5 million. Eugene Warner further admitted that he testified falsely before the U.S. Bankruptcy Court about his assets in a 2003 hearing.

Alaska Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Washington State Man Sentenced in Fraudulent $3.2 Million Consumer Debt Discharge Program

On October 15, 2009, in Spokane, Wash., Jason Paul Christensen, formerly of Pasco, Washington, was sentenced to 109 months of imprisonment, to be followed by three years of supervised release. Christensen was ordered to pay $3,238,997 in restitution to the victims of his scheme. According to court documents, Christensen fraudulently obtained $3.2 million from over 1,300 victims across the country through a Ponzi-type scheme advertised as a debt elimination program. Christensen pleaded guilty on April 16, 2008, to mail fraud and money laundering charges relating to the scheme he engaged in over a period of about three years through the Internet and a post office box business address in Richland, Washington. In his plea agreement, Christensen admitted that between approximately October 15, 2003, and December 31, 2005, he solicited his victims via websites on which he advertised that his company employed a team of federal attorneys who used loopholes in the law to discharge consumer debts. When in fact, he did not employ any team of attorneys and no such legal loopholes existed. Christensen promised his customers that his company would fully discharge their debts, his program was 100 percent successful, and customers were guaranteed success or would receive their money back. Customers, however, were required to pay Christensen's companies amounts of at least $2,500 and as much as $20,970 in advance. He obtained the large number of victims by paying off the loans of some of his "clients" with other victims' money and then recruiting his satisfied "clients" to become his "consultants" to whom commissions were paid for recruiting their family and friends into the program. After paying his "consultants" their commissions to promote the scheme, Christensen pocketed the rest of the proceeds for his personal use. In total, the scheme netted over $3.2 million from victims seeking debt elimination and located all over the United States.

Washington Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Rhode Island Machine Shop Owner Sentenced to 51 Months for Tax Crimes

On October 7, 2009, in Providence, R.I., Bruce Lapierre of Pascoag, R.I., was sentenced to 51 months in prison and ordered to pay $463,988 in restitution. In March 2009, Lapierre and his co-defendants, Albert and Lorraine Martin, were convicted of conspiracy to defraud the United States and tax evasion. According to the indictment and evidence introduced at trial, Lapierre and Albert Martin owned and operated Classic Machine, machine shop based in Woonsocket, R.I. From 1997 to 2004, the defendants engaged in an elaborate scheme to conceal income from the Internal Revenue Service (IRS). Rather than open business accounts for depositing business receipts and income, they used Lorraine Martin's personal account to conceal business receipts, as well as an anonymous "private" banking service. Trial evidence showed that the defendants, in order to further conceal their assets and income from the IRS, used multiple business names, such as Banner Technologies, Circle Machine, Preferred Enterprises and Royal Enterprises. The defendants also made extensive use of cash and money orders. Additionally, evidence presented at trial showed that Lapierre tried to obstruct an IRS investigation of the machine shop's income by renaming business assets, by sending false and frivolous letters to the IRS claiming he was not required to file tax returns or pay taxes, and by directing a financial institution not to comply with an IRS summons for records. Sentencing for Albert and Lorraine Martin is scheduled for a later date.

Rhode Island Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

Kentucky Chiropractor Sentenced to 21 Months for Failing to File Tax Returns

On October 1, 2009 in Paducah, Ky., Charles Boulton was sentenced to 21 months in prison, one year of supervised release, and ordered to pay nearly $95,000 in restitution for failing to file personal income tax from 2001 to 2006. According to court documents, Boulton, a provider of drug and alcohol tests to truck driving schools and transportation companies in Western Kentucky, earned nearly $496,000 from 2001 to 2006 and did not file tax returns.

Kentucky Tax Relief, IRS Tax Help, IRS Tax Audit, Tax Settlements, and Tax Resolution call 1-877-78-TAXES

April 17, 2010

IRS Problem Solver

IRS Problem Solver - Solutions to tax problems

Tax relief expert and IRS Problem Solver, Mike Habib, states that taxation doesn't have to be taxing! Your right to deal with the IRS by yourself carries the right to hire and solicit assistance and representation on your behalf. This is what is usually and commonly done, especially because dealing with the IRS is frustrating and intimidating for the normal taxpayer which is the essence of retaining an experienced IRS Problem Solver. The IRS Problem Solver can either be an Enrolled Agent, CPA or Tax Attorney. These tax professionals are commonly known IRS Problem Solvers, Tax Resolution Specialists, or Tax Relief Specialist.

Before knowing what an IRS problem solver is, we must first know what an IRS Problem is. Yes, these are matters relating to problems on taxes or problems encountered with the IRS either because you have back taxes, discovered deficiency in tax payment or Tax Debt, conflicting records of income and expenses when compared to IRS records discovered from other sources such as employers payroll record or other financial institution.

IRS Problem Solver is the remedy, resolution or relief available to you as a taxpayer. This principally involves a special assistance from a tax relief professional to help you in dealing with your tax problem arising from economic needs or plain system problem. IRS problems may also be due to the late or delinquent filing of your tax return or payment of taxes or back taxes discrepancy in the accounting of your return and many more.

Hiring an IRS Problem Solver allows you proper representation before the IRS Collections, IRS Audit and the IRS Appeals are allowed to deal with your representative and adjust, settle and resolve your IRS problems with them instead of you dealing with the tax problem on your own. Going DIY, do it yourself, is not advisable as this is like the case of Goliath vs. David. The IRS personnel are very knowledgeable in their field and usually reach arrangements with the taxpayer directly that are not favourable to the taxpayer as the taxpayer is unaware of their options and rights under the complex tax laws. IRS employees are more schooled and skilled in the art of taxation and tax enforcement is their business which ends up trapping and destroying the weaker taxpayer instead of helping them out on a win-win basis. An experienced IRS Problem Solver would represent you before the IRS, analyze your financial situation and negotiate a reasonable settlement with the IRS on your behalf.

IRS Problem Solvers are tax professionals who are individually licensed by the Federal Government, or by your home State and act as Tax Resolution Specialists. They assist and help in various IRS problems by availing and qualifying taxpayers for the IRS Offer in Compromise program, arranging Installment Plans, removing you from active collections to CNC status (Currently Non Collectible), have the IRS release your wage levy and get your bank levy released and much more. Importantly, IRS Problem Solvers are and can help in the resolution of tax problems not resolved through normal channel or IRS system and procedures.

Thus from the term IRS Problem Solver, there is already a problem and it pinpoints to a fact there is a need to get someone other than yourself to do the problem solving and the problem solver must be well versed in IRS problems and equipped in handling your case for a successful resolution.

Lastly, a word of caution, make sure that you ALWAYS speak with the IRS Problem Solver you hire, make sure he or she is licensed, and experienced in representing taxpayers before the IRS, do not speak with a sales representative, or a tax consultant . Finally, the representative you hire must have an excellent standing with the BBB, Better Business Bureau. Get tax resolution today, call Mike Habib, EA at 1-877-78-TAXES (877-788-2937).

March 24, 2009

IRS Levies on the rise despite the recession

IRS wage garnishment levy and IRS bank levy tax relief

Collecting tax revenue in the face of recession has been - and will continue to be - a challenge for the IRS. There is an increase in the number of taxpayers unable to pay their back taxes due to loss of main income and other such economic hardships. Are you one of these people? Don't worry - there's IRS collection help, wage and bank levy release, and other tax relief assistance available for you from this website. Mike Habib has the expertise to help affected taxpayers like you defend their rights and take advantage of the appropriate IRS tax relief options.

Wage and bank levy release

When wage garnishment, wage levy occurs, the employer keeps a sizeable part of an employee's salary or wage in order to pay the employee's tax debts. So what debts qualify for a wage garnishment? The most common ones are unpaid taxes, unpaid court fines, child support, unpaid student loans, and many more. If the person has more than one debt, then there is a big chance that his salary won't be able to cover them all. What the employer does is to prioritise which debt demands solutions first. In most cases, of course, the federal tax would be paid first.

A tax levy (more commonly known as IRS bank levy, or IRS wage levy) is another collection procedure that forces "wilful compliance" on the IRS' part. The IRS can seize your possessions, whether you like it or not. Everything from your bank account, your car, or even your home can be seized in order to pay off your back taxes. Tax levy is typically a last resort after all methods have been exhausted. You have 30 days to reach a collection agreement with the IRS before they can start seizing your assets. The only instances when the IRS cannot issue a levy are (a) when you file for bankruptcy, or (b) if you are awaiting a court decision regarding a possible payment alternative.

Wage garnishments, bank levies and tax liens not only affect your chances of qualifying for loans; it can also put your reputation in jeopardy and make it difficult for you to seek employment in the future. If you do not know your rights, you are at a disadvantage.

Luckily, tax expert Mike Habib can arrange for a wage and bank levy release. Avoid the stressful - not to mention humiliating - ordeal of these IRS collection tactics. We can stop the wage garnishment and stop the bank levy. He has years of successful experience in IRS collection help. Mike Habib knows your rights as a taxpayer, and he can help. Stop further collection action and call our tax help line now at 1-877-78-TAXES.

Get the tax help you need - now

Obviously, nobody wants to be the target of wage garnishment or a bank levy. However, many US citizens end up being the subject of these humiliating collection tactics because they choose to ignore rather than solve their tax problem. Fortunately, there are viable options that you can turn to in order to achieve tax relief. One of these methods is to seek the help of a qualified tax professional like Mike Habib to obtain that much-needed wage and bank levy release for you.

Licensed by the IRS, Mike Habib has the right experience and qualifications to provide you with the best IRS collection help. The firm takes immediate action because tax problems only get worse the longer you ignore them. Mike Habib will also personally help you organize and file your unfiled tax returns, negotiate an appropriate payment plan for you, obtain release of wage garnishments and tax levies, and seek a negotiated settlement so you can pay off your taxes without being financially ruined for life.

Retaining the services of Mike Habib also prevents you from running into other tax problems in the future, so you can enjoy the rest of your life with peace of mind and financial stability.

Nationwide IRS Wage Garnishment Levy Release & IRS Bank Levy Release and IRS Tax Help Serving: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

March 10, 2009

IRS Levy

TIGTA audits effectiveness of the Federal Payment Levy Program [Audit Report No. 2009-40-031]:

Mike Habib, EA Tax Relief & Tax Problem Resolution

An IRS program to collect delinquent taxes through the use of levies needs some changes in order to reduce taxpayer burden, the Treasury Inspector General for Tax Administration (TIGTA) said in a recent audit.

IRS is permitted to continually levy against certain types of federal government payments issued to taxpayers and contractors with outstanding tax debts. For tax debts, a levy is the legal process by which IRS orders a third party to turn over property in its possession that belongs to the tax debtor. This is done through the Federal Payment Levy Program (FPLP).

The program is an automated system that matches IRS records against those of the Federal Management Service--the Treasury Department bureau charged with implementing the government's delinquent debt collection program--to locate federal payment recipients who have delinquent income tax debts. In fiscal year 2004, IRS collections on delinquent taxes through the FPLP totaled $114 million. In FY 2007, the amount collected rose to $345 million.

"However, even with this growth, IRS management still could do more to reduce the cost of collection and maximize tax collections through the FPLP while preventing hardships on low-income taxpayers," TIGTA said. The audit identified areas in which the FPLP needed improvement and highlighted that "some low-income Social Security beneficiaries are experiencing hardship due to the FPLP." This was attributable, in large measure, to the complete removal of an income threshold that previously had been in place, TIGTA said.

Release your IRS tax levy and resolve your tax matters by contacting the tax firm of Mike Habib, EA at 1-877-78-TAXES or online at myirstaxrelief.com Keywords: Tax levy, IRS tax levy, IRS garnishment, IRS bank levy, help with tax debt, tax relief, IRS tax help, how to release levies
January 5, 2009

No More Tax Problems

No More Tax Problems in 2009

Mike Habib, EA

Here is a New Year resolution you can't afford to ignore... No more tax problems!! Yes, you can get rid of your tax problems in 2009.

You can solve your tax problems and get tax relief through our tax resolution services. You can finally get a fresh start by getting rid of your looming tax problem.

Are you asking yourself ... if I have tax problems whom should I contact?

You have many options to settle your tax account and move on with your life. Here are some options that should entice you to get your life in order:

  • Offer In Compromise: an offer in compromise, OIC, will usually be accepted by the taxing authority to resolve your tax problem if the amount offered to settle your tax problem is equal or exceed the taxpayer's Reasonable Collection Potential, RCP. The IRS, or the State, or the Sales Tax Agency determines RCP by using the financial analysis tools like the 433-A for individuals and 433-B for business entities.

  • Installment Agreement: paying the tax amount through a negotiated installment agreement is a common way to resolve your tax problem. You should seek our professional tax advice, as the taxing authority will usually request a large monthly payment, while our firm will work on attaining an installment agreement that is reasonable and you can live with without causing a financial and economic hardship on you and your family.

  • Currently Non Collectible - CNC Currently Non Collectible - CNC is accomplished when the IRS holds off an individual or business taxpayer's account from active enforcement collection efforts. There are specific rules and requirements that a taxpayer must meet before a CNC status be accomplished. The IRS would not pursue enforcement collection activity against the taxpayer and possibly the statute of limitations on the entire tax liability will run.

It makes far more sense, and will probably be less costly in the long run, to resolve your tax problem with the IRS now, rather than dealing with the potential embarrassment and financial burden of having your employer garnish and levy your wages / paycheck or the IRS freezes and levy your bank accounts.

The IRS released tax records on their most famous tax problem cases that imprisoned Al Capone, they inadvertently nabbed the Governor of New York allegedly spending tens of thousands of dollars for what they least expected. From Will Smith, to Wesley Snipes to Nicolas Cage IRS audits and collection activities are on the rise, and is expected to continue in 2009 and for many years to come!

Tax problems do not go away by themselves... Take action today by contacting Mike Habib, EA directly at 1-877-78-TAXES or CLICK HERE

As an IRS licensed Enrolled Agent (EA) specializing in Tax Relief and Tax Resolution Services, I can represent individuals and businesses in all of the following states, counties, and metro cities, Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington D.C. West Virginia Wisconsin Wyoming. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY New York, Los Angeles, Orange County, Riverside, San Bernardino, San Francisco, Ventura, Lancaster, Palmdale, Santa Barbara, Chicago, Washington D. C., Silicon Valley, Philadelphia, Boston, Detroit, Dallas, Houston, Atlanta, Miami, Seattle, Phoenix, Minneapolis, Cleveland, San Diego, St Louis, Denver, San Juan, Tampa, Pittsburgh, Portland, Cincinnati, Sacramento, Kansas City, Milwaukee, Orlando, Indianapolis, San Antonio, Norfolk & VB, Las Vegas, Columbus, Charlotte, New Orleans, Salt Lake City, Greensboro, Austin, Nashville, Providence, Raleigh, Hartford, Buffalo, Memphis, West Palm Beach, Jacksonville, Rochester, Grand Rapids, Reno, Oklahoma City, Louisville, Richmond, Greenville, Dayton, Fresno, Birmingham, Honolulu, Albany, Tucson, Tulsa, Tempe, Syracuse, Omaha, Albuquerque, Knoxville, El Paso, Bakersfield, Allentown, Harrisburg, Scranton, Toledo, Baton Rouge, Youngstown, Springfield, Sarasota, Little Rock, Orlando, McAllen, Stockton, Charleston, Wichita, Mobile, Columbia, Colorado Springs, Fort Wayne, Daytona Beach, Lakeland, Johnson City, Lexington, Augusta, Melbourne, Lancaster, Chattanooga, Des Moines, Kalamazoo, Lansing, Modesto, Fort Myers, Jackson, Boise, Billings, Madison, Spokane, Montgomery, and Pensacola
September 3, 2008

IRS Tax Help for IRS Tax Problems

IRS Tax Help

by Mike Habib, EA

UNFILED BACK TAX RETURNS

Do you have back tax returns that are Unfiled? Are you missing the records and forms necessary to file your tax returns? I have the experience and procedures to help you in reconstructing the records necessary to file your back tax returns. The IRS will not allow you to file an offer in compromise or get an installment agreement if you are not current on filing your back tax returns. If you have a refund coming to you and you file more than 3 years past the due date, the IRS will keep the refund. It is important to get your past due returns filed and I can prepare them for you. Get tax help now.

IRS Tax Audit Help

If you have been notified by the IRS that your income tax return has been selected for examination, it is very important that you do not disregard notices. If enough time has passed without cooperation on your part, you will lose any right you have to present your side of the story to explain the income or deductions on your return. We have seen many taxpayers who have ignored IRS requests and ended up paying tax, penalty and interest on overstated income or legitimate deductions.

If you are being audited, we can represent you before IRS and advocate your position to explain and push for every valid deduction possible under audit. If you have received an audit notice, please call us as soon as possible so that we can begin working on your case while it is in the early stage of the audit.

Offer in Compromise - OIC Tax Help

The IRS, the State, and other taxing authorities would allow individual or business taxpayers that cannot fully pay their entire tax liability to settle their tax obligation through the Offer in Compromise Program. This is a great opportunity for the qualified taxpayer to settle their entire tax debt for less than they actually owe. The IRS, the State, and other taxing authorities sets specific rules and guidelines for accepting an Offer in Compromise. When evaluating an Offer in Compromise, the taxpayer's past, current and future financial situation are analyzed before an Offer in Compromise can be accepted. Contact us today to see if you would qualify for an Offer in Compromise, as each individual or business financial situation is different.

Installment Agreement - IA Tax Help

The IRS, the State, and other taxing authorities would allow individual or business taxpayers that cannot fully pay their entire tax liability to settle their tax obligation through an Installment Agreement which allows taxpayers to pay their taxes owed through monthly installment payments. We can negotiate the payment amount and the time frame for the installment agreement on your behalf. When we establish an Installment Agreement for you, it would be a negotiated amount you can afford to pay and live with based on your financial condition. To effectuate an installment agreement, the taxpayer must be compliant by being current with all tax filing requirements before entering into an installment agreement with the IRS, the State or other taxing authority.

Currently Non Collectible - CNC Tax Help

Currently Non Collectible - CNC is accomplished when the IRS holds off an individual or business taxpayer's account from active enforcement collection efforts. There are specific rules and requirements that a taxpayer must meet before a CNC status be accomplished. The IRS would not pursue enforcement collection activity against the taxpayer and possibly the statute of limitations on the entire tax liability will run. CNC is a temporary status and if the taxpayer's financial situation changes, the IRS could start enforcement collection on the delinquent tax account.

Wage Levy / Wage Garnishment / Wage Attachment Tax Help

The IRS, the State and other taxing authorities are actively collecting taxes for the United States Treasury, the State and other localities. If an individual or a business taxpayer can not or refuses to pay their taxes, the IRS, the State and other taxing authority will enforce collection activities through direct contact such as field visits, demand letters, and collection phone calls. The taxpayer should never disregards the demands for delinquent tax payment as the IRS, the State and other taxing authority will be exercising their levy power to collect their delinquent taxes. Wage levy and wage garnishment is enforced to collect the delinquent taxes owed by the taxpayer. Contact us today to negotiate the release of your wage garnishment, and stop your wage levy and save your paycheck.

Bank Levy Release Tax Help

The IRS, the State and other taxing authorities are actively collecting taxes for the United States Treasury, the State and other localities. If an individual or a business taxpayer can not or refuses to pay their taxes, the IRS, the State and other taxing authority will enforce collection activities through direct contact such as field visits, demand letters, and collection phone calls. The taxpayer should never disregards the demands for delinquent tax payment as the IRS, the State and other taxing authority will be exercising their levy power to collect their delinquent taxes. The bank levy is enforced to collect the delinquent taxes owed by the taxpayer. Contact us today to negotiate the release of your bank levy, and save your bank account from being frozen or wiped out.

Payroll Tax Problem Representation Tax Help

We actively represent business taxpayers with payroll tax problems before the IRS and or the State. We help business owners and corporate officers understand and adhere to various payroll tax requirements. Our clients usually never meet or deal with the IRS or the State directly, instead we handle all the payroll tax resolution directly with the IRS and or the State. Delinquent payroll tax is a very serious matter and should be addressed quickly for a favorable resolution as business owners, corporate officers and potentially other employees could be personally liable. Businesses should be current and compliant to reach a final settlement.

Taxpayer Account Review Tax Help

The Taxpayer Account Review service is to help individual and business taxpayers obtain specific balances and information about their tax account with the IRS, the State, or any taxing authority. Most taxpayers receive inaccurate and usually incomplete information from the IRS, the State, or other taxing authority. The Taxpayer Account Review is vital for taxpayers to receive exact and accurate information about their tax account including penalties and interest assessed. We will provide you a detailed account break down for the years in question detailing tax amounts, any credits or payments, and penalties and interest assessed. This is a great tool for root cause analysis to find out what is driving your tax liability

Penalty Abatement Tax Help

For most taxpayers, the accumulated interest and penalties are as much as, or more, than their original tax debt! If this is your situation, we can help by requesting what's called a Penalty Abatement. A penalty abatement works like this: If we can show reasonable cause, the IRS may agree to reduce or even eliminate your penalties altogether. What's reasonable cause? Generally, some kind of hardship beyond your control which prevented you from paying your taxes. It can be as simple as explaining to the IRS that your basement flooded, that you received bad tax advice, or that you or one of your family members suffers from a severe health problem. We can tell you whether you are a candidate for a penalty abatement when you call for your free consultation.

Innocent Spouse Relief Tax Help

An Innocent Spouse is spouse "A" who has become liable for income taxes from a joint return filed with spouse "B" when spouse "B" has caused the income taxes to underpaid by mistake or fraud, and spouse "A" signed the return believing the return to be true and correct. For spouse "A" to be entitled to relief under the Innocent Spouse rules, spouse "A" must be able to prove when signing the returns, he or she did not know or have reason to know that at the time filing, the return either understated income or overstated deductions.

Federal Tax Lien Help

Federal tax liens are a public record stating that you owe federal taxes and are filed in the county you live. Because the tax liens are public records they will show up on your credit report. This often makes it difficult or impossible for a taxpayer to obtain financing, even for an automobile or home. The tax liens need to be reviewed to determine if they are valid. If the tax liens are valid, a strategy must be developed to deal with the IRS tax liabilities.

I focus my tax practice on "Tax Relief Help", as an IRS licensed Enrolled Agent (EA) specializing in solving Tax Problems, I can represent individuals and businesses in all of the following states, counties, and metro cities, Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington D.C.. West Virginia Wisconsin Wyoming. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY New York, Los Angeles, Orange County, Riverside, San Bernardino, San Francisco, Ventura, Lancaster, Palmdale, Santa Barbara, Chicago, Washington D. C., Silicon Valley, Philadelphia, Boston, Detroit, Dallas, Houston, Atlanta, Miami, Seattle, Phoenix, Minneapolis, Cleveland, San Diego, St Louis, Denver, San Juan, Tampa, Pittsburgh, Portland, Cincinnati, Sacramento, Kansas City, Milwaukee, Orlando, Indianapolis, San Antonio, Norfolk & VB, Las Vegas, Columbus, Charlotte, New Orleans, Salt Lake City, Greensboro, Austin, Nashville, Providence, Raleigh, Hartford, Buffalo, Memphis, West Palm Beach, Jacksonville, Rochester, Grand Rapids, Reno, Oklahoma City, Louisville, Richmond, Greenville, Dayton, Fresno, Birmingham, Honolulu, Albany, Tucson, Tulsa, Tempe, Syracuse, Omaha, Albuquerque, Knoxville, El Paso, Bakersfield, Allentown, Harrisburg, Scranton, Toledo, Baton Rouge, Youngstown, Springfield, Sarasota, Little Rock, Orlando, McAllen, Stockton, Charleston, Wichita, Mobile, Columbia, Colorado Springs, Fort Wayne, Daytona Beach, Lakeland, Johnson City, Lexington, Augusta, Melbourne, Lancaster, Chattanooga, Des Moines, Kalamazoo, Lansing, Modesto, Fort Myers, Jackson, Boise, Billings, Madison, Spokane, Montgomery, and Pensacola

May 2, 2008

1600% Increase in IRS Tax Levies since 2000



Fiscal year 2007 marked another period of improvement in IRS's compliance activities, continuing an eight-year period of upward trends in such endeavors, the Treasury Inspector General for Tax Administration (TIGTA) said in a new audit.

Many enforcement activities continued to increase despite a slight reduction in the staffing of the Collection and Examination functions, the audit said, adding that both functions plan to hire enforcement personnel during FY 2008. The Collection and Examination Enforcement budget was flat for FY 2006 through FY 2008, but President Bush's budget proposal for FY 2009 calls for an 8% increase, the audit noted. The amount of enforcement revenue collected increased by almost 74% in the last five years.

The number of Collection Field function (CFf) revenue officer personnel working assigned delinquent cases decreased by 4% to 3,724 by the end of FY 2007. "Although revenue officer staffing is down, many compliance activities continued to increase and results improved during FY 2007," TIGTA said. Some of the improvements may be attributable to an FY 2005 organizational change in the Small Business/Self-Employed Division and efforts to improve business processes, the audit said. Activities showing positive results for the Collection function during FY 2007 included the following
dollars collected on Taxpayer Delinquent Accounts (TDAs) by Automated Collection System and CFf employees increased by 3% over FY 2006; the average amount collected per CFf staff year on TDAs increased by 2% over the preceding year; and the number of TDAs closed and the number closed by full payment increased by 7% and 6% respectively.

In FY 2007, the number of liens issued was 683,659, while levies totaled 3,757,190 and seizures totaled 676. All of these were upward movements. In comparison, in FY 2000, there were 287,517 liens issued, the number of levies was 219,778 and seizures amounted to 74.


The audit is available at
http://treas.gov/tigta/auditreports/2008reports/200830095fr.pdf.
April 30, 2008

IRS tax levy wage garnishment bank levy

TIGTA issues statutory review of IRS compliance with legal guidelines when issuing levies [ Audit Report No. 2008-30-097 ]:

During the process of issuing levies, IRS has been complying with legal guidelines regarding proper notification and the protection of taxpayer rights, the Treasury Inspector General for Tax Administration (TIGTA) reported in a recent audit.

The agency is required to notify taxpayers a minimum of 30 calendar days before initiating any levy action to give taxpayers the chance to appeal the proposed levy. Since prior audits found that IRS had implemented tighter controls related to systemically generated levies, the latest annual audit on the subject focused on the issuance of manual levies.

Auditors looked at 30 Integrated Collection System and 30 Automated Collection System manual levies issued between July 1, 2006, and June 30, 2007. Analysis of these levies "showed revenue officers and customer service representatives continued to properly inform taxpayers of their rights at least 30 calendar days prior to issuing the levies," TIGTA said.

The audit can be found at

http://treas.gov/tigta/auditreports/2008reports/200830097fr.pdf

April 1, 2008

Trucker Tax Relief - Trucker Tax Resolution Service

Truckers Tax Relief - Are you a truck driver with tax problems?

If you're a truck driver and owe the IRS, you're better off resolving your tax debt now. As you know, tax problems do not go away by themselves! Stop your IRS wage garnishment today, stop your IRS bank levy today, and release your IRS tax lien today.

As you can see from the statement below by Mr. Douglas H. Shulman, the new IRS Commissioner, he will first concentrate on Enforcement, then secondly its Service! Are you saying where is the kinder and gentler IRS?

Contact us today to resolve your tax problems.

Statement of Commissioner Douglas H. Shulman

I want to extend my thanks to the members of the Senate and the Senate Finance Committee, especially Chairman Baucus and Senator Grassley. I also want to thank President Bush for nominating me and Treasury Secretary Paulson for his support.

The Internal Revenue Service touches virtually every adult, every business and every non-profit organization in America. It is an honor to assume the leadership of this critical agency. I recognize the great responsibility I have been given and will work to ensure that the IRS is fair, impartial and respects the rights of all taxpayers.

As Commissioner, I will concentrate on both enforcement and service. For the majority of Americans who pay their taxes willingly and on time, there must be clear guidance, accessible education and outstanding service. Our aim should be to make it as easy as possible for citizens to pay the correct amount of taxes in the most efficient and least burdensome manner possible.

For taxpayers who intentionally evade paying taxes, there must be rigorous enforcement programs.

I am looking forward to working with the dedicated and talented IRS workforce, along with the broader tax community and important stakeholders to continue to build an efficient, effective and respected IRS.

Contact us today to resolve your tax problems.

Don't compromise on your representation! We represent truckers and truck drivers before the IRS and any taxing authority.

Mike Habib, EA


As an IRS licensed Enrolled Agent (EA) specializing in IRS Tax Problem Resolution, I can represent truckers and truck drivers in all of the following states, counties, and metro cities, Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington D.C.. West Virginia Wisconsin Wyoming. AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY New York, Los Angeles, Orange County, Riverside, San Bernardino, San Francisco, Ventura, Lancaster, Palmdale, Santa Barbara, Chicago, Washington D. C., Silicon Valley, Philadelphia, Boston, Detroit, Dallas, Houston, Atlanta, Miami, Seattle, Phoenix, Minneapolis, Cleveland, San Diego, St Louis, Denver, San Juan, Tampa, Pittsburgh, Portland, Cincinnati, Sacramento, Kansas City, Milwaukee, Orlando, Indianapolis, San Antonio, Norfolk & VB, Las Vegas, Columbus, Charlotte, New Orleans, Salt Lake City, Greensboro, Austin, Nashville, Providence, Raleigh, Hartford, Buffalo, Memphis, West Palm Beach, Jacksonville, Rochester, Grand Rapids, Reno, Oklahoma City, Louisville, Richmond, Greenville, Dayton, Fresno, Birmingham, Honolulu, Albany, Tucson, Tulsa, Tempe, Syracuse, Omaha, Albuquerque, Knoxville, El Paso, Bakersfield, Allentown, Harrisburg, Scranton, Toledo, Baton Rouge, Youngstown, Springfield, Sarasota, Little Rock, Orlando, McAllen, Stockton, Charleston, Wichita, Mobile, Columbia, Colorado Springs, Fort Wayne, Daytona Beach, Lakeland, Johnson City, Lexington, Augusta, Melbourne, Lancaster, Chattanooga, Des Moines, Kalamazoo, Lansing, Modesto, Fort Myers, Jackson, Boise, Billings, Madison, Spokane, Montgomery, and Pensacola